As a Community Bank, we support our local businesses and economy. Supporting local businesses keeps money circulating within our community. Independent shops often source products and services locally, creating a ripple effect that benefits other businesses, creates jobs, and strengthens the local economy.
Local businesses often offer unique, handcrafted, or specialized items that you won’t find in big-box stores. Additionally, they provide personalized customer service, making your shopping experience more meaningful and tailored to your needs.
During the holiday season, it may be necessary to shop online due to reasons out of your control. Here are some safety tips to keep your shopping experience safe from online fraudsters.
- Stick to Trusted Retailers
Only shop on well-known websites or retailers with a solid reputation. If you’re exploring a new site, verify its authenticity by reading reviews and checking for contact information. Look for security indicators, like “https://” in the URL and a padlock icon, to ensure the site encrypts your data.
- Beware of Holiday Scams
Avoid deals that seem too good to be true, especially from unknown sellers or ads on social media. Scammers often prey on holiday shoppers with fake discounts. Don’t click on links in unsolicited emails or messages. Instead, go directly to the retailer’s website.
- Use Secure Payment Methods
Enable two-factor authentication (2FA) on your payment accounts for added security.
- Monitor Your Accounts Regularly
Check your bank and credit card statements frequently to spot unauthorized charges. Set up transaction alerts through your bank or card provider to stay informed about the activity.
- Protect Your Personal Information
Use strong, unique passwords for your shopping accounts and update them regularly. Consider using a password manager to keep track. Avoid shopping on public Wi-Fi networks. If you must, use a virtual private network (VPN) for encryption.
These tips not only protect you from fraud but also ensure a stress-free holiday shopping experience!
Remember to SHOP LOCAL to keep our local economy strong!